Terms & Conditions

This document is an electronic record in terms of Information Technology Act, 2000, amendments thereof from time to time and the rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

Please read the terms and conditions carefully before registering, accessing or using the  website(defined below). The terms and conditions are legal contract ("Agreement") between You and Dnyanada Institute of Flow Piping Technology  (“DIFPT”) having its registered office at #03, Marble Arch, Senapati Bapat Marg, opp. Matunga Road railway station (WR), Mahim, Mumbai, India - 400 016. You agree and acknowledge that you have read the terms and conditions set forth below. If you do not agree to these terms and conditions or do not wish to be bound by these terms and conditions, you may not use the Services and/or immediately terminate the Services and/or uninstall the mobile application.

We may amend the terms and conditions at any time by posting an updated version at DIFPT website(s) and DIFPT App(s). The updated version of the Terms of Service shall take effect immediately upon posting. It is Your responsibility to review these Terms of Use periodically for updates / changes. Your continued use of DIFPT or any App that may be developed in future, which may or may not be integrated with this website following the posting of changes will mean that You accept and agree to the revisions including additional Terms or removal of portions of these Terms, modifications etc. As long as You comply with these Terms of Use, We grant You a personal, non-exclusive, non-transferable, limited privilege to enter and avail the Services.

USING DIFPT Website or the App (whenever it is developed) INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS UNDER THESE TERMS OF USE, SO PLEASE READ THE TERMS OF USE CAREFULLY BEFORE PROCEEDING. By impliedly or expressly accepting these Terms of Use, You also accept and agree to be bound by DIFPT and DIFPT Entity Policies (including but not limited to Privacy Policy) available on the ABVP website(s) and DIFPT App(s) as amended from time to time.


“We”, “Us”, “Our” - shall refer to DIFPT and DIFPT Entities.

“You”, “Yours”, “Yourself”, “DIFPT User” - refers to any non-registered individual or corporate body, registered user of DIFPT and DIFPT Entities, including but not limited to DIFPT  customers or Merchants.

“DIFPT App” - The mobile application(s), hosted by DIFPT and DIFPT Entities for providing DIFPT website to its users, including merchants and service providers and also includes any and all Services where it acts as an Intermediary. The App may not be developed at the moment or may be down or may not be operational. But the term shall refer to the App as and when available and operational.

“DIFPT Website” - Shall refer to www.abvp.org which is registered by DIFPT and used as a medium to communicate and inform users of services provided by DIFPT and DIFPT Entities, not limiting to its features, terms and conditions, Our contact details.

“DIFPT Entities” - shall mean group, affiliates, associates and subsidiaries of DIFPT.

‘DIFPT Platform” - Refers to any platform owned/subscribed/used by DIFPT or any other DIFPT Entities not limited to websites, mobile applications, devices, URLs/links, notifications, chatbot, or any other communication medium used by DIFPT Entities to provide its services to its Users.

“DIFPT Services” - shall include all services extended / to be extended by DIFPT and DIFPT entity as a group including but not limited to membership registration, student welfare schemes, national integration related programmes, social service, newsletter and magazine subscriptions, including others.

“Service Providers” – Refers to any individual, group of individuals defined under law whose services are used by DIFPT or DIFPT Entities in order to provide the intended Services to You through DIFPT Platform.

“Service Partners” – Shall refer to any individual, group of individuals defined under law with whom DIFPT or DIFPT Entities have a contractual relationship and not limited to Student Bodies, Social Institutions, Government or Semi- Government Agencies engaged and operating together for a defined purpose, Merchants, Advertisers, Deal partners, Financial institutions, switch interface partners.

“Participating Platforms / Merchant Partners” - Websites and Platforms that accept permitted DIFPT website to make a payment against products or services offered by such platforms.

“Terms of use”/”Terms and Conditions”- are interchangeably used and shall have the same meaning.


By accessing DIFPT Service and DIFPT  Platforms, You represent that:-

    1. You are 18 years of age or older;

    2. You are capable of entering into a contract /legally binding agreement;

    3. You have the right, authority and capability to enter into this Agreement abiding by all the provisions of the “terms of use” of DIFPT Services.

    4. You are not barred or otherwise legally prohibited from accessing or using services of DIFPT or DIFPT Entities under the laws of India.

    5. You are not impersonating any person or entity, or falsely stating your age or affiliation with any person or entity. DIFPT and DIFPT Entities shall reserve the right to terminate your contract to use DIFPT Platform in case of any incorrect representation of the above-mentioned conditions.

    6. The mandatory information and Officially valid document(s) “OVD”/ document details mentioned by you are true & correct and belong to You.

DIFPT Services:

DIFPT and DIFPT Entities provide services via DIFPT Platform. You further agree and acknowledge the terms of use of DIFPT website provided on DIFPT Platform.

    1. DIFPT Account (“PA”) - DIFPT Account is the account that you create when you sign-up/register with DIFPT.

    2. This account allows you to access DIFPT Platform, browse through the DIFPT Service, make payment using debit card, credit cards or net banking collectively known as (‘Payment Gateway Services’) to permissible merchants on DIFPT Platform or on Participating Platforms.

    3. You would need to register by providing additional information in order to make payment via Unified Payment Interface (“UPI”) and Pre-Paid Instruments (“PPI”) services to make payments to merchants using these modes of payments.

    4. Access to PA enables you to browse through DIFPT website provided by DIFPT Entities and in order to avail, enroll or use any such Service you may need to additionally register for such services by providing some more information as required under the Terms of Use of such products/services.

    5. Allows you to store your card details within our secure PCI-DSS zone for use of transactions.

You further agree to DIFPT Privacy Policy as applicable for DIFPT and DIFPT Entities.

In order to avail DIFPT Services, you need a mobile, internet or any other supported device that meets the compatibility requirements of accessing DIFPT app and DIFPT website, which may change from time to time. DIFPT may further release updates to its application and You are required to update the DIFPT app as and when available for you, in order to continue availing DIFPT Services.

You agree that your mobile device, mobile service provider or any other services that you may avail from anybody to access DIFPT Platform, may incur charges and you are solely responsible for such charges, terms of use, fees as per your agreement with the third party.

Sign-Up / Registration:

In order to use the full spectrum of DIFPT Services, You need to register on the DIFPT website and provide Us with

Your conduct on Website(s) and Application(s)

In order to access DIFPT Services, you are required to provide information about yourself as part of the signup process, or as part of your ability to use services provided by Us. You agree that any information you provide will always be accurate, correct, and up to date and some services may require you to share additional information which might include your personal information, personal sensitive information. Your information management shall be as per DIFPT Privacy Policy.

You further agree that Any web-link on the website to a third-party site is not an endorsement of that web-link. By using or browsing any such other web-link, you shall be subject to the terms and conditions in each such web-link.

You agree that if You provide any information that is incorrect, inaccurate, not current or incomplete or We have reasonable grounds to suspect that such information is incorrect, inaccurate, not current or incomplete, or not in accordance with the this Terms of Use, We shall have the right to indefinitely suspend or terminate or block access DIFPT Platform and/or take necessary steps in accordance with applicable Law without any further notice.

You are responsible for maintaining the confidentiality of any login information and secure access credentials associated with your DIFPT account. Accordingly, you are responsible for all activities that occur under your account/are using your secure credentials and DIFPT shall not be liable for any such change or action performed by using your secure credentials on DIFPT Platform.

Attempting to access DIFPT Platform using any other means apart from ones provided by Us is strictly prohibited and shall be deemed unauthorized access, whether attempted or accessed through any automated, unethical or unconventional means. Further you should not directly or indirectly engage in any activity using device, software or any routine process that disrupts or interferes with our ability to service you or any other user(s) on DIFPT platform, including the servers and/or networks to which our resources are located or connected. You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by You, as explained above, and may incur criminal or civil liability.

You shall not use any "deep-link", "page-scrape", "robot", "spider" or other automatic device, program, algorithm or methodology, or any similar or equivalent manual or digital process, to access, acquire, copy or monitor any portion of the DIFPT Platform or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the DIFPT Platform or any content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the DIFPT Platform.

You shall not probe, scan or test the vulnerability of the DIFPT Platform or any network connected to the Us, You may not reverse look-up, trace or seek to trace any information on any other User of or visitor to DIFPT Platform, or any other customer, including any account on the DIFPT Platform not owned by You, or exploit the DIFPT Platform or any DIFPT Service or information made available or offered by or through the DIFPT Platform, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than Your own information, as provided for by the DIFPT Platform.

You further agree that -

    1. In the event of any dispute, DIFPT records shall be binding as the conclusive evidence of the transactions carried out through use of DIFPT Services.

    2. To use the DIFPT website in good faith and in compliance with all applicable laws and regulations.

    3. You would be solely responsible for payment of any taxes, duties or other governmental levies or any financial charges that may be imposed on any products or services purchased or availed by accessing the DIFPT website.

 Single Sign On (SSO):

By registering and signing into DIFPT Account, We create a username and secure access credentials for You to access DIFPT website on DIFPT Platform and other participating platforms. For convenience, DIFPT creates Single Sign On Service (P-SSO), which helps you access DIFPT website available on DIFPT Platform and other participating platforms.

You understand that P-SSO will be used to register and access DIFPT website and the credentials you share as part of the registration process would be owned and managed by DIFPT and will be shared with DIFPT Entities upon Your request or simply by accessing anyDIFPT website provided by them.

P-SSO, with your authorization can be used to access or register on the switch interface with “Switch Merchants”, However, your secure credentials would not be shared with any “Switch Merchants”. You further agree that DIFPT shall share some limited information provided by you except your secure access credentials to participating platforms as necessary for P-SSO login at participating platforms.

You shall not share the P-SSO credentials with any third party website, portal, person over any communication medium and you understand that your DIFPT account can be misused due to unauthorized disclosure of P-SSO.

You hereby agree and acknowledge that in the event of non- compliance of the Terms of Use for usage and access to Single-Sign-On Services, DIFPT has the right to terminate Your access or access usage limits on Phone accounts and services without further notice.


DIFPT or DIFPT Entities may invite you to participate in any offer from time to time. You agree that participating in such an offer is subject to your agreement to the respective offer terms and conditions. You also understand that the offers might be provided by third parties on DIFPT Platforms and you may be required to agree to the respective terms and conditions of third parties. You further agree that offers provided to any user may vary from user to user.

DIFPT reserves the right to disqualify You from any offer in case you do not meet the eligibility criteria for such an offer or any other reasons thereof including but not limited to misuse of offer, misrepresentation, fraud or suspicious transactions/activities, including but not limited to PMLA directives or any at our sole discretion without further notice.


DIFPT and DIFPT entities may communicate with you on the contact information that you may have provided to Us during the course of your engagement, including but not limited to signup, transacting or availing any third party products or services on  Platform.

You further acknowledge that you are responsible for the contact details shared with Us and shall update us on any change on your contact details. You authorize Us to contact you and communicate with you for any DIFPT Service or Offer(s). We may use third party service providers to send alerts or communicate with you. You authorize DIFPT and DIFPT Entities to override the DND settings to reach out to you over calls, SMS, emails and any other mode of communication.

Intellectual Property Rights:

Intellectual Property Rights for the purpose of this Terms of Use shall always mean and include copyrights whether registered or not, patents including rights of filing patents, trademarks, trade names, trade dresses, house marks, collective marks, associate marks and the right to register them, designs both industrial and layout, geographical indicators, moral rights, broadcasting rights, displaying rights, distribution rights, selling rights, abridged rights, translating rights, reproducing rights, performing rights, communicating rights, adapting rights, circulating rights, protected rights, joint rights, reciprocating rights, infringement rights. All those Intellectual Property rights arising as a result of domain names, internet or any other right available under applicable law shall vest in the domain of DIFPT or DIFPT entities as the owner of such domain name. The Parties hereto agree and confirm that no part of any Intellectual Property rights mentioned hereinabove is transferred in the name of User and any intellectual property rights arising as a result of these presents shall also be in the absolute ownership, possession and Our control or control of its licensors, as the case may be.

All material on this DIFPT website and mobile application, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights of DIFPT, DIFPT Entities or Business Partners. Material on Website is solely for Your personal, non-commercial use. You must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by email or other electronic means and whether directly or indirectly and You must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other platform or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited.


You agree that DIFPT at its sole discretion may terminate your contract without prior notice and restrict your access to DIFPT application if We determine that You have violated the terms of use and You consent that in case DIFPT suffers losses, not limited to monetary losses, due to Your actions, We can take injunctive relief or any other legal action as deemed necessary within the said circumstances and DIFPT is not liable for any loss to You due to termination.

Limitation of Liability:

Financial and non-financial transactions performed by You on DIFPT Platform are always processed by You or under Your exclusive authorization.

In no event will DIFPT be liable for any indirect, consequential, incidental, special or punitive damages, including without limitation damages for loss of profits or revenues, business interruption, loss of business opportunities, loss of data or loss of other economic interests, whether in contract, negligence, tort or otherwise, arising from the use of or inability to use the Services, however caused and whether arising in contract, tort, negligence, warranty or otherwise, exceed the amount paid by You for using the Services giving rise to the cause of action or Rupees One Hundred (Rs. 100) whichever is less.


You shall indemnify and hold harmless DIFPT,DIFPT Entities, its owner, licensee, affiliates, subsidiaries, group companies (as applicable) and their respective officers, directors, agents, and employees, from any claim or demand, or actions including reasonable attorneys' fees, made by any third party or penalty imposed due to or arising out of Your breach of this Terms of Use, privacy Policy and other Policies, or Your violation of any law, rules or regulations or the rights (including infringement of intellectual property rights) of a third party.

Force Majeure:

A Force Majeure Event shall mean any event that is beyond the reasonable control of the DIFPT and shall include but not limited to war, riots, fire, flood, acts of God, explosion, strikes, lockouts, slowdowns, prolonged shortage of energy supplies, Pandemic, computer hacking, unauthorized access to computer data and storage devices, computer crashes ,acts of state, governmental, legal or regulatory actions prohibiting or impeding DIFPT Entities from performing its respective obligations under the contract.

Dispute, Governing Law & Jurisdiction:

This Agreement and the rights and obligations thereunder and the relations of the parties and all matters arising under or in connection with this Terms of Use, including the construction, validity, performance or termination thereunder, shall be governed by and construed in accordance with the laws of the Republic of India. Subject to and without prejudice to the amicable settlement, the courts in Pune, Maharashtra shall have exclusive jurisdiction to try and adjudicate all matters arising in connection with your use of the DIFPT website/PA or other matters covered herein.

Disputes or differences or concerns if any should be raised within 30 days of happening or non-happening of an event related to DIFPT Services. which shall be reported by You as soon as You identify the issue and investigation for such disputes is subject to terms of use of DIFPT.


As part of this continual innovation and improvement, we sometimes may add or remove features and functionalities, increase, or decrease limits to our DIFPT Services, start offering new services or stop offering old ones on DIFPT Platforms. Such offering can also be due to discontinuation of any service or offering on DIFPT Platform by third party service providers or business partners.

We may record or monitor Our conventions with You for records and monitoring the quality of our conversations.

Any content downloaded or otherwise obtained through the use of our Platform is done at your own discretion and risk, and We cannot confirm that such documents or contents are error or virus free and You understand and acknowledge that you are solely responsible for any damage to your devices, for any loss of data that may result from the download of such contents.

DIFPT and third-party partners make no warranty, express or implied regarding the quality of Services including but not limited to:

    • The Services will meet your requirements;

    • The Services will be uninterrupted, timely or error free; or

    • Tny products, information or material obtained by You in connection with the services will meet Your requirements.

Except as expressly provided herein and to the full extent permitted by law, the DIFPT website are provided "as is", "as available" and "with all faults". All such warranties, representations, conditions, undertakings and terms, whether express or implied, are hereby excluded. It is Your responsibility to evaluate the accuracy, completeness and usefulness of the DIFPT website and other information provided by DIFPT or generally available. We do not authorize anyone to make any warranty on our behalf and You should not rely on any such statement.

If you have a dispute with other parties, you release DIFPT (and our affiliates and office bearers, president, secretary, agents, and employees thereof) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

Returns, Cancellation Policy:

Since no product is sold on this website, no returns policy applies. In case of event registrations or institute registrations, any duplicate registrations shall be canceled and refunded. However, any legitimate registration cannot be canceled or refunded post registration. In case of event registrations, registration once made shall not be refundable.